Practice Focus

Debt Collection Practices
Mortgage Lending and Servicing
March 31, 2026

New York Amends, Delays Coerced Debt Law

Thomas P. Quinn, Jr. + more
February 07, 2025

CFPB Bites of the Month – 2024 Annual Review – Debt Collection

Anastasia V. Caton + more
October 25, 2024

Speaking Multiple Languages Is Great for Business, but Do You Know When You Are Required to Provide Translated Documents?

Chuck Dodge + more
February 29, 2024

Breaking Barriers: Language Access Programs and the New Landscape for Businesses

Chuck Dodge + more
April 28, 2023

CFPB Issues SCRA Paper Identifying Underused Benefits

Chuck Dodge
April 26, 2022

CFPB Relies on Questionable Premise in Bulletin About Repossession

Chuck Dodge
January 04, 2022

CFPB Data Point Studies Subprime Financing Rates and Default Risks Across Creditor Types

Chuck Dodge + more
September 30, 2021

More SCRA Enforcement Activity by the Department of Justice

Chuck Dodge
July 20, 2021

Statutes of Limitations: Some Guidance for Vehicle Finance from the Ninth Circuit

Chuck Dodge
October 30, 2020

Servicing Customers Affected by Natural Disasters: Tips for Unsecured and Personal Property Secured Creditors to Prepare for the Worst

Anastasia V. Caton + more
October 30, 2020

Department of Justice Remains Focused on SCRA Enforcement

Chuck Dodge
September 30, 2020

Towing Companies Sued for Alleged SCRA Violations

Chuck Dodge
March 31, 2020

CFPB Proposes Time-Barred Debt Disclosures

Anastasia V. Caton + more
January 31, 2020

Bankruptcy Court Grants Relief from Stay When Debtors Fail to Redeem Pledged Collateral in Title Pawn Transactions

Chuck Dodge
September 30, 2019

Lien Filing Error Renders Creditor’s Claim Unsecured

Chuck Dodge
June 28, 2019

What’s Missing? The CFPB’s Notice of Proposed Rulemaking on Debt Collection Fails to Resolve a Number of Compliance Issues

Chuck Dodge + more
March 28, 2019

U.S. Supreme Court Holds that Attorneys Engaged in Non-Judicial Foreclosures are not Subject to Full FDCPA

Anastasia V. Caton + more
July 24, 2017

Henson v. Santander: What’s next?

Anastasia V. Caton + more

Education

  • University of Maryland School of Law, J.D., 1999
  • Certificate in Environmental Law, International Moot Court Board
  • Lafayette College, B.A. in Economics with Honors, B.A. in Spanish, 1995
  • George Wharton Pepper Prize, 1995

Admissions

  • Maryland, 1999
  • Maine, 2020
Professional Activities

Member, American Bar Association, Section of Business Law, Consumer Financial Services Committee

Member, Maryland State Bar Association

Member, Maine State Bar Association

Speaking Engagements
  • “How to Work with Creditors to Get Consent,” AccountsRecovery Webinar, November 2021
  • “Reg F Readiness & The Rise of the Consumer Engagement Platform: How Innovative Technology Can Help You Collect While Maintaining Compliance,” ACA International, November 2021
  • “Best Practices When Collecting Past the Statute of Limitations,” AccountsRecovery Webinar, October 2021
  • “Ask the Legal Expert,” AccountsRecovery.net Webinar, June 2021
  • “ICYMI: An Update of the Receivables Management Industry,” RMAI Webinar, June 2021
  • “The CFPB’s New Debt Collection Rule: What Does It Mean for Creditors?”, 2021 Virtual Financial Services Conference, May 2021
  • “Documentation of Delivery: Send, Receive, Provide and Validate Communications and Disclosures,” RMAI 2021 Annual Conference, April 2021
  • “The CFPB Debt Collection Rule: Compliance Considerations,” AFSA Webinar, November 2020
  • “The CFPB’s FDCPA Regulation is Here!,” Hudson Cook Compliance Coffee Break, November 2020
  • “ICYMI: A Legal Update for Debt Buyers and Debt Collectors You Cannot Afford to Miss,” RMA Webinar, August 2020
  • “Risks and Considerations for Collecting Time-Barred Debt,” Hudson Cook Webinar, May 2020
  • “CFPB Rule Change Workshop – What Are Your Comments?”, Solutions By Text Connect 2019, October 2019
  • “Debt Collection Rules: FDCPA, CFPB Proposals, FiSCA Best Practices, and More,” FiSCA MoneyTrends 2019, October 2019
  • “Compliance & Risk Management Workshop,” Solutions By Text Connect 2019, October 2019
  • “State and Federal Update on debt Collection Regulation,” Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2019
  • “Demand Letters and Disclosure Requirements,” RMA Webinar, January 2019
  • “Evaluating Your Own Collections Compliance: Preparing for Examinations and Due Diligience,” Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2018
Publications
  • “CFPB Relies on Questionable Premise in Bulletin About Repossession,” Non-Prime Times, April 2022
  • “CFPB Data Point Studies Subprime Financing Rates and Default Risks Across Creditor Types,” Non-Prime Times, December 2021, co-authored with Jean Noonan
  • “More SCRA Enforcement Activity by the Department of Justice,” Hudson Cook Insights, September 2021
  • “Statutes of Limitations: Some Guidance for Vehicle Finance from the Ninth Circuit,” CounselorLibrary Spot Delivery, July 2021
  • “Servicing Customers Affected by Natural Disasters: Tips for Unsecured and Personal Property Secured Creditors to Prepare for the Worst,” Hudson Cook Insights, October 2020, co-authored with Anastasia Caton
  • “Department of Justice Remains Focused on SCRA Enforcement,” Hudson Cook Insights, October 2020
  • “Towing Companies Sued for Alleged SCRA Violations,” Hudson Cook Insights, September 2020
  • “CFPB Proposes Time-Barred Debt Disclosures,” Hudson Cook Insights, March 2020, co-authored with Anastasia Caton
  • “Bankruptcy Court Grants Relief from Stay When Debtors Fail to Redeem Pledged Collateral in Title Pawn Transactions,” Hudson Cook Insights, January 2020
  • “Lien Filing Error Renders Creditor’s Claim Unsecured,” Hudson Cook Insights, September 2019
  • “U.S. Supreme Court Holds that Attorneys Engaged in Non-Judicial Foreclosures are not Subject to Full FDCPA,” Hudson Cook Insights, March 2019, co-authored with Anastasia Caton
  • “Henson v. Santander: What’s Next?,” Hudson Cook Insights, July 2017