Your Legal Guide in Navigating Complex Finance Laws

Understanding Your Challenges: In the intricate world of automotive and personal property finance, navigating the maze of federal and state regulations can be daunting. Whether you’re a bank, sales finance company, auto dealer, or technology provider, the stakes are high, and the legal terrain is ever-changing. You need a guide who not only understands the landscape but can also preemptively address issues and streamline your operations.

Why Hudson Cook? At Hudson Cook, LLP, we are more than just attorneys; we are industry insiders. Our team is made up of bar association leaders, published authors, and former in-house counsel for major industry players. This depth of experience gives us a unique, practical insight into the automotive finance industry, allowing us to offer unparalleled legal advice and compliance support.

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Attorneys Practicing in this Area
INSIGHTS and Webinars

We regularly advise clients on federal and state laws pertaining to:

  • Advertising, including e-mail marketing and telemarketing
  • Arbitration
  • Consumer and commercial personal property finance and leasing
  • Credit reporting
  • Data management
  • Data security
  • Debt collection practices
  • Electronic payments and commerce
  • Fair lending
  • Information management
  • Licensing
  • Online motor vehicle sale assistance programs
  • Privacy
  • Starter interrupt/Global positioning system devices

Advisory Services

Our Proven Experience: Our lawyers are equipped to handle every aspect of your legal and compliance needs. We provide end-to-end services, from developing compliance programs and drafting contracts to managing regulatory examinations and responding to new laws.

Tailored Solutions for Every Client: We recognize that each client’s needs are unique. Whether you need assistance with electronic fund transfers, understanding the implications of the Gramm-Leach-Bliley Act, or navigating the complexities of state motor vehicle dealer laws, our team is here to tailor solutions that fit your specific challenges.

In supporting our automotive and personal property finance and leasing clients, we regularly provide advice and analysis on:

  • Bank Secrecy Act/anti-money laundering issues
  • CAN-SPAM Act
  • Consumer Leasing Act and Regulation M
  • Dodd-Frank Wall Street Reform and Consumer Protection Act
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Equal Credit Opportunity Act and Regulation B
  • Fair Credit Reporting Act and Regulation V
  • Fair Debt Collection Practices Act and state collection practices acts
  • Federal Trade Commission Act
  • Federal Trade Commission Credit Rules, Door-to-Door Sales Rule, Used Car Rule
  • Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
  • Magnuson-Moss Warranty Act
  • OFAC/USA PATRIOT Act
  • Servicemembers Civil Relief Act and comparable state laws
  • Telemarketing and Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule
  • Telephone Consumer Protection Act and implementing Federal Communications Commission regulations
  • Truth in Lending Act and Regulation Z
  • Uniform Commercial Code Article 2 (Sales), Article 2A (Leases) and Article 9 (Secured Transactions)
  • Uniform Electronic Transactions Act
  • State certificate of title laws
  • State consumer leasing laws, consumer credit codes, installment sales laws and sales finance laws
  • State direct loan laws, including usury statutes, interest statutes, finance lender laws and small loan laws
  • State motor vehicle dealer laws

Attorneys Practicing in this Area

June 23, 2026

Weekly Sweep – Week of June 15, 2026: Debt Collection Enforcement, Auto Finance Advertising, and Algorithmic Pricing Under Scrutiny

Thomas P. Quinn, Jr.

Partner

March 17, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton

Partner

February 05, 2026

Bipartisan Enforcement Is Rising In Consumer Finance

Lucy Morris

Partner

February 03, 2026

Consumer Financial Services Bites of the Month – January 21, 2026 – “It’s Not a Hot Day in January.”

Justin B. Hosie

Partner

January 30, 2026

CFPB Proposes Changes to Regulation B

Erica A.N. Kramer

Partner

January 08, 2026

CFS Bites of the Month – 2025 Annual Review – Automatic Renewals, Click-to-Cancel, and Subscriptions

K. Dailey Wilson

Partner

December 23, 2025

Hudson Cook Enforcement Alert: California Provides Guidance to Data Brokers Ahead of Law Changes

Webb McArthur

Partner

October 27, 2025

Shift to the States: Emerging Trends in Consumer Finance Enforcement

Robert D. Tilley

Partner

September 10, 2025

Colorado Special Session Update: AI Law Delayed to June 2026, What the Rental Housing and Financial Services Industries Can Do Next

Jay Harris

Partner

September 08, 2025

Hudson Cook Enforcement Alert: FTC Targets Children’s Privacy Violations in Settlements with Online Video Platform Operator and Robot Toy Maker

Megan Nicholls

Partner

December 18, 2024

2024 CFPB Bites of the Month Webinar Series

Justin B. Hosie

Partner

December 20, 2023

2023 CFPB Bites of the Month

Eric L. Johnson

Partner

November 14, 2023

2023 Compliance Coffee Break Webinar Series

Patricia E.M. Covington

Partner

December 29, 2022

2022 CFPB Bites of the Month

Eric L. Johnson

Partner

July 12, 2022

Compliance Coffee Break: 21st Century Technology, 20th Century Laws: Using Emails, Text Messages and other Electronic Communications to Collect Debt

Anastasia V. Caton

Partner

June 14, 2022

Compliance Coffee Break: Strike a Pose! Biometric Privacy, Driver’s License and Other Laws Impacting Your Use of Photo IDs

Rebecca E. Kuehn

Partner

March 08, 2022

A Holistic View of Red Flags

Rebecca E. Kuehn

Partner

December 15, 2021

2021 CFPB Bites of the Month

Eric L. Johnson

Partner

December 16, 2020

2020 CFPB Bites of the Month – Request a Recording Replay

Eric L. Johnson

Partner

November 10, 2020

2020 Compliance Coffee Breaks – Request a Recording Replay