Support Services for a Variety of Industries

The Payment Systems practice area provides transactional, regulatory, compliance, and operations support services to a wide variety of clients, including financial institutions, transaction processors, auto dealers, finance companies, retailers and others in connection with various aspects of payment systems matters.

We assist clients with a variety of payment products and issues, including drafting payment authorization forms and scripts, customer agreements and disclosures, as well as drafting and negotiating vendor agreements and outsourcing arrangements.

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Attorneys Practicing in this Area
INSIGHTS and Webinars

We provide advice to clients with questions concerning:

  • Automated Clearing House payments and NACHA Rules
  • Bank Secrecy Act/anti-money laundering issues
  • Bill payment services
  • Check transactions
  • Electronic contracting
  • Electronic Fund Transfer Act and Regulation E
  • Expedited Funds Availability Act and Federal Reserve Board Regulation CC
  • Internet, telephone and mobile payments
  • Laws and card association rules governing credit cards, debit cards, payroll cards, prepaid value and gift cards
  • Money services business/money transmitter issues, including compliance with FinCEN regulations and state licensing requirements
  • Payment network rules
  • Remotely created checks and payment orders
  • State law restrictions on permissibility of fees, including surcharge fees, convenience fees and returned payment fees
  • Truth in Savings Act and Regulation DD
  • Wire transfers and Uniform Commercial Code Article 4A (Funds Transfer) concerns

Attorneys Practicing in this Area

INSIGHTS

May 04, 2026

THE WEEKLY SWEEP – NORTHEAST FINANCIAL SERVICES REGULATOR ACTIVITY

Thomas P. Quinn, Jr.

Thomas P. Quinn, Jr.

January 20, 2026

CFS Bites of the Month – 2025 Annual Review – Payments

Ryan S. Stinneford
Eric L. Johnson
Justin B. Hosie
Kristen Yarows

Ryan S. Stinneford + 3 more

January 13, 2026

CFS Bites of the Month – 2025 Annual Review – Fintech

Catherine M. "Cathy" Brennan
Eric L. Johnson
Justin B. Hosie
Kristen Yarows

Catherine M. "Cathy" Brennan + 3 more

January 07, 2026

CFS Bites of the Month – 2025 Annual Review: Banking

Ryan S. Stinneford
Thomas P. Quinn, Jr.
Eric L. Johnson
Justin B. Hosie
Kristen Yarows

Ryan S. Stinneford + 4 more

September 05, 2025

Massachusetts Fee Transparency Rules Take Effect: What Rental Housing Providers Need to Know

Jay Harris
Mark D. Metrey

Jay Harris + 1 more

January 31, 2025

CFPB Takes Action Against Fintech for Alleged Deceptive ATM Fee Disclosures and Violations of the Electronic Fund Transfer Act

Erik Kosa
Mark D. Metrey

Erik Kosa + 1 more

January 17, 2025

Hudson Cook Enforcement Alert: CFPB Settles with Peer-to-Peer Payment App Company for Allegedly Failing to Prevent Fraud and Investigate Disputes

Kristen Yarows

Kristen Yarows

December 23, 2024

CFPB Bites of the Month – November 20, 2024 – CFPB Take Me Home, Country Roads

Justin B. Hosie
Eric L. Johnson
Kristen Yarows

Justin B. Hosie + 2 more

October 31, 2024

Pay Now or Pay Later, But Paying Later May Cost a Whole Lot More

Eric L. Johnson

Eric L. Johnson

October 17, 2024

Hudson Cook Enforcement Alert: CFPB and DOJ “Combating Redlining Initiative” Finds National Mortgage Company in the Crosshairs for Alleged Lending Discrimination

Mark D. Metrey

Mark D. Metrey