FinTech

Hudson Cook, LLP provides transactional, regulatory, compliance, and operations support services to clients innovating in the financial services and technology industries. We assist our FinTech clients, including investors in FinTech, with analysis of state licensing requirements applicable to brokering, marketing, purchasing, and servicing of online loans, the review and establishment of partnerships with depository institutions and technology companies, development of alternative lending and mobile and online payment platforms, and compliance advice around the myriad of consumer credit laws, as well as privacy and data security laws, applicable to technology companies engaged in financial services. Our FinTech practice provides legal services to a variety of clients, including internet lenders, lead generators, money transmitters and other money services businesses, open- or closed-end business credit providers, payment processors and other third-party service providers. We also advise traditional financial institutions on how to mitigate risk and leverage partnerships with innovative technology service providers in compliance with evolving state and federal regulatory regimes and federal bank regulatory guidance concerning management of third-party risks.

Other Practice Areas
Attorneys Practicing in this Area
INSIGHTS

Lawyers in our FinTech practice area provide clients with federal and state compliance advice and analysis on:

  • State consumer credit laws, installment sales laws and commercial lending laws
  • State usury statutes, interest statutes, finance lender laws and small loan laws
  • State and federal data protection and privacy laws
  • State money transmitter and money services business licensing laws
  • Dodd-Frank Wall Street Reform and Consumer Protection Act
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Uniform Electronic Transactions Act
  • Equal Credit Opportunity Act and Regulation B
  • Fair Debt Collection Practices Act and state collection practices acts
  • Federal Trade Commission Act
  • Federal Trade Commission Credit Practices Rule
  • Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
  • Military Lending Act, Servicemembers Civil Relief Act and comparable state laws
  • OFAC/USA PATRIOT Act
  • Bank Secrecy Act /anti-money laundering laws and FinCEN regulations
  • Truth in Lending Act and Regulation Z

Attorneys Practicing in this Area

March 01, 2015

Don’t Fence Me In

Thomas B. Hudson

Partner Emeritus

December 01, 2015

Congressional Staff Report Reveals Sad Inner Workings of CFPB Fair Lending Attack on Dealer Compensation

L. Jean Noonan

Partner

April 01, 2015

Spacemen Abduct Regulators!

Thomas B. Hudson

Partner Emeritus

December 15, 2015

Can California Lenders Pay Referral Fees to Unlicensed Brokers?

Robert A. Cook

Partner Emeritus

May 01, 2015

Seismic Shift

Nicole F. Munro

Partner

January 01, 2016

Looking Ahead

Eric L. Johnson

Partner

September 01, 2015

Lots of Pages, But a Single Document

January 28, 2016

Asset Purchase or Consumer Loan: One State High Court Weighs In

Catherine M. "Cathy" Brennan

Partner

December 01, 2015

Here Come the “Readability” Police

Nicole F. Munro

Partner

February 17, 2016

The Commonwealth Decision

Catherine M. "Cathy" Brennan

Partner