Support Services for a Variety of Industries

The Payment Systems practice area provides transactional, regulatory, compliance, and operations support services to a wide variety of clients, including financial institutions, transaction processors, auto dealers, finance companies, retailers and others in connection with various aspects of payment systems matters.

We assist clients with a variety of payment products and issues, including drafting payment authorization forms and scripts, customer agreements and disclosures, as well as drafting and negotiating vendor agreements and outsourcing arrangements.

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Attorneys Practicing in this Area
INSIGHTS and Webinars

We provide advice to clients with questions concerning:

  • Automated Clearing House payments and NACHA Rules
  • Bank Secrecy Act/anti-money laundering issues
  • Bill payment services
  • Check transactions
  • Electronic contracting
  • Electronic Fund Transfer Act and Regulation E
  • Expedited Funds Availability Act and Federal Reserve Board Regulation CC
  • Internet, telephone and mobile payments
  • Laws and card association rules governing credit cards, debit cards, payroll cards, prepaid value and gift cards
  • Money services business/money transmitter issues, including compliance with FinCEN regulations and state licensing requirements
  • Payment network rules
  • Remotely created checks and payment orders
  • State law restrictions on permissibility of fees, including surcharge fees, convenience fees and returned payment fees
  • Truth in Savings Act and Regulation DD
  • Wire transfers and Uniform Commercial Code Article 4A (Funds Transfer) concerns

Attorneys Practicing in this Area

May 04, 2026

THE WEEKLY SWEEP – NORTHEAST FINANCIAL SERVICES REGULATOR ACTIVITY

Thomas P. Quinn, Jr.

Partner

January 20, 2026

CFS Bites of the Month – 2025 Annual Review – Payments

Ryan S. Stinneford

Partner

January 13, 2026

CFS Bites of the Month – 2025 Annual Review – Fintech

Catherine M. "Cathy" Brennan

Partner

January 07, 2026

CFS Bites of the Month – 2025 Annual Review: Banking

Ryan S. Stinneford

Partner

September 05, 2025

Massachusetts Fee Transparency Rules Take Effect: What Rental Housing Providers Need to Know

Jay Harris

Partner

January 31, 2025

CFPB Takes Action Against Fintech for Alleged Deceptive ATM Fee Disclosures and Violations of the Electronic Fund Transfer Act

Erik Kosa

Counsel

January 17, 2025

Hudson Cook Enforcement Alert: CFPB Settles with Peer-to-Peer Payment App Company for Allegedly Failing to Prevent Fraud and Investigate Disputes

Kristen Yarows

Associate

December 23, 2024

CFPB Bites of the Month – November 20, 2024 – CFPB Take Me Home, Country Roads

Justin B. Hosie

Partner

October 31, 2024

Pay Now or Pay Later, But Paying Later May Cost a Whole Lot More

Eric L. Johnson

Partner

October 17, 2024

Hudson Cook Enforcement Alert: CFPB and DOJ “Combating Redlining Initiative” Finds National Mortgage Company in the Crosshairs for Alleged Lending Discrimination

Mark D. Metrey

Associate