Practice Focus

Debt Collection Practices
FinTech
Government Investigations, Examinations and Enforcement
Automotive and Personal Property Finance and Leasing
May 28, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
April 22, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
March 17, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
February 11, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
January 30, 2026

New York’s Coerced Debt Law Remains a Work in Progress

Thomas P. Quinn, Jr. + more
December 16, 2025

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
November 10, 2025

State Watch: Consumer Protection Enforcement Update: October 2025

Anastasia V. Caton
October 31, 2025

Massachusetts Division of Banks Revises Debt Collection and Servicing Regulation, Incorporating Reg F – With Some Tweaks

Anastasia V. Caton + more
October 08, 2025

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
September 05, 2025

State Watch: Consumer Protection Enforcement Update – August 2025

Anastasia V. Caton
August 29, 2025

2025 State Enforcement Recap

Anastasia V. Caton
July 08, 2025

State Watch: Consumer Protection Enforcement Update – June 2025: Hot AG Summer kicks off with California’s largest-ever CCPA settlement

Anastasia V. Caton
June 04, 2025

State Watch: Consumer Protection Enforcement Update – May the Force of Law Be with You

Anastasia V. Caton
May 06, 2025

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton
March 31, 2025

The State Consumer Protection Beat: State AGs Kick Off 2025 with a String of Actions and Support for the CFPB

Anastasia V. Caton
February 07, 2025

CFPB Bites of the Month – 2024 Annual Review – Debt Collection

Anastasia V. Caton + more
July 26, 2024

The Devil is in the Details: Technical Violations of State Collection Practices Laws Can Lead to Class Action Liability

Anastasia V. Caton + more
January 30, 2024

CFPB Bites of the Month – 2023 Annual Review – Debt Collection

Anastasia V. Caton + more
August 31, 2022

CFPB, State Regulators, and Courts Take Aim at Convenience Fees

Anastasia V. Caton + more
July 30, 2022

CFPB, State Regulators, and Courts Take Aim at Convenience Fees

Anastasia V. Caton + more
March 08, 2022

The Perils of Attempting to Collect Time-Barred Debt

Anastasia V. Caton
October 30, 2020

Servicing Customers Affected by Natural Disasters: Tips for Unsecured and Personal Property Secured Creditors to Prepare for the Worst

Anastasia V. Caton + more
September 30, 2020

The City that Never Sleeps on Debt Collection: A Primer on New York City’s Debt Collection Regulations

Anastasia V. Caton + more
March 31, 2020

CFPB Proposes Time-Barred Debt Disclosures

Anastasia V. Caton + more
June 28, 2019

What’s Missing? The CFPB’s Notice of Proposed Rulemaking on Debt Collection Fails to Resolve a Number of Compliance Issues

Chuck Dodge + more
May 31, 2019

New(ish) Technology and the CFPB’s Proposed Debt Collection Rule

Anastasia V. Caton
March 28, 2019

U.S. Supreme Court Holds that Attorneys Engaged in Non-Judicial Foreclosures are not Subject to Full FDCPA

Anastasia V. Caton + more
June 29, 2018

The FDCPA After Henson v. Santander: The Evolving Principal Purpose Test

Anastasia V. Caton
May 31, 2018

CFPB Files Amicus Brief in Support of Debtor in FDCPA Case

Anastasia V. Caton
March 28, 2018

Sixth Circuit Finds No Injury in FDCPA Mini-Miranda Case

Anastasia V. Caton
July 24, 2017

Henson v. Santander: What’s next?

Anastasia V. Caton + more
May 31, 2017

U.S. Supreme Court Hears Oral Argument over Whether Debt Buyers are Subject to the FDCPA

Anastasia V. Caton
February 28, 2017

U.S. Supreme Court Grants Cert to Decide Whether Debt Buyers are “Debt Collectors” under the FDCPA

Anastasia V. Caton
October 28, 2016

When Is a Repossession Company a “Debt Collector” under the FDCPA?

Anastasia V. Caton
July 31, 2016

Using QR Codes on Collection Correspondence? You Might Want to Reconsider.

Anastasia V. Caton

Education

  • Tulane University Law School, J.D. magna cum laude, 2012
  •       - Tulane Journal of Technology and Intellectual Property, Managing Editor (2011-2012), Member (2010-2011)
  •       - Tulane University Law School Domestic Violence Clinic, Student Attorney (2011-2012)
  • Duke University, B.A., Public Policy Studies, 2009

Admissions

  • District of Columbia, 2017
  • Maryland, 2016
  • North Carolina, 2012
Professional Affiliations & Certifications
  • Vice Chair, Personal Property Finance Subcommittee, American Bar Association’s Consumer Financial Services Committee
  • Member, Duke University Young Alumni Development Council of Washington, DC
  • Member, Receivables Management Association (formerly known as DBA International)
  • Past Chair, Young Lawyers Subcommittee, American Bar Association’s Consumer Financial Services Committee
  • Past Young Lawyer Liaison, Debt Collection Practices and Bankruptcy Subcommittee, American Bar Association’s Consumer Financial Services Committee
  • Past Young Lawyer Liaison, 2014 National Institute on Consumer Financial Services Basics
Speaking Engagements
  • “Special Compliance Coffee Break: State Enforcement Issues”, Webinar, September 2025
  • “Special Compliance Coffee Break: State Enforcement Issues”, Webinar, June 2025
  • “State Enforcement & Private Litigation Trends”, Webinar, April 2025
  • “A special Compliance Coffee Break – Consumer Finance Enforcement:  A Shift to the States”, Webinar, February 2025
  • “Using Technology to Collect Debt: Navigating the Regulatory Landmines,” Auto Intel Summit, April 2022
  • “The CFPB’s New Debt Collection Rule: What Does It Mean for Creditors?”, 2021 Virtual Financial Services Conference, May 2021
  • “A Fresh Look at UCC Article 9 Repossession Requirements through a Litigation Lens,” 2021 Virtual Financial Services Conference, May 2021
  • “Collection Compliance Strategies and New Practices,” OLA Compliance University, May 2021
  • “What to expect from federal agencies and the state AGs,” CCIA Webinar, February 2021
  • “What is Debt Parking and Why Are Regulators Worried About It?”, AccountsRecovery.net Webinar, December 2020
  • “The CFPB Debt Collection Rule: Compliance Considerations,” AFSA Webinar, November 2020
  • “The CFPB’s FDCPA Regulation is Here!,” Hudson Cook Compliance Coffee Break, November 2020
  • “Risks and Considerations for Collecting Time-Barred Debt,” Hudson Cook Webinar, May 2020
  • “Special Compliance Coffee Break – Payment Accommodations and Modifications During a Crisis (Auto & Installment Lending): A Two-Part Series for Navigating COVID-19,” Hudson Cook Webinar, March/April 2020
  • “Navigating the Compliance Risks of Settling Consumer Accounts,” Hudson Cook Webinar, November 2018
  • “Evaluating Your Own Collections Compliance: Reviewing Complaints to Prepare for Exams and Due Diligence,” Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2018
  • “State AGs: Enforcement Beyond the CFPB,” Hudson Cook Webinar, October 2017
  • “Collections and Recovery Q&A: You Ask, We Answer,” Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2017
  • “Collections: Best Practices and Pitfalls,” FiSCA Annual Conference, October 2016
  • “What Recent Federal Enforcement Actions Mean for Dealers,” New Mexico Independent Auto Dealers Association Annual Convention, October 2016
  • “Debt Collection Practices and Bankruptcy Subcommittee: Debt Collection Federal Regulatory Update,” ABA Consumer Financial Services Committee Meeting, October 2015
  • “Beer and Basics: CFPB Regulation of Attorney Debt Collectors,” ABA Consumer Financial Services Committee Meeting, April 2015
Publications
  • “The Devil is in the Details: Technical Violations of State Collection Practices Laws Can Lead to Class Action Liability”, July 2025
  • “CFPB, State Regulators, and Courts Take Aim at Convenience Fees,” Hudson Cook Insights, July 2022, co-authored with Taylor Krowitz
  • “The Perils of Attempting to Collect Time-Barred Debt,” Auto Remarketing, BHPH Report, March 2022
  • “Servicing Customers Affected by Natural Disasters: Tips for Unsecured and Personal Property Secured Creditors to Prepare for the Worst,” Hudson Cook Insights, October 2020, co-authored with Chuck Dodge
  • “The City that Never Sleeps on Debt Collection: A Primer on New York City’s Debt Collection Regulations,” Hudson Cook Insights, September 2020, co-authored with Tom Quinn
  • “CFPB Proposes Time-Barred Debt Disclosures,” Hudson Cook Insights, March 2020, co-authored with Chuck Dodge
  • “The FDCPA After Henson v. Santander: The Evolving Principal Purpose Test,” Consumer Financial Services Newsletter, August 2018, co-authored by Nora Udell
  • “CFPB Files Amicus Brief in Support of Debtor in FDCPA Case,” Hudson Cook Insights, May 2018
  • “Sixth Circuit Finds No Injury in FDCPA Mini-Miranda Case,” Hudson Cook Insights, March 2018
  • “Henson v. Santander: What’s next?” Hudson Cook Insights, July 2017, co-authored by Chuck Dodge
  • “U.S. Supreme Court Hears Oral Argument over Whether Debt Buyers are Subject to the FDCPA,” Hudson Cook Insights, May 2017
  • “U.S. Supreme Court Grants Cert to Decide Whether Debt Buyers are ‘Debt Collectors’ under the FDCPA,” Hudson Cook Insights, February 2017