Profile

• Member, Consumer Financial Services Committee, American Bar Association’s Business Law Section; Chair, Consumer Communications Subcommittee, 1983-1986); Vice-Chair, Privacy Subcommittee, 1991-1992; Chair, Privacy Subcommittee, 1993-1995; Vice-Chair, FTC Activities Subcommittee, 1997-2000; Chair, Federal and State Practice Subcommittee, 2000-2003
• Member, Governing Committee, Conference on Consumer Finance Law, 1995-present; Chairman, 2009 to present
• Founding Member, American College of Consumer Financial Services Lawyers, 1996-present
• Vice-Chair, Financial Services Committee, American Bar Association’s Administrative Law Section, 1992-1995
• Member, District of Columbia Bar Association
• Member, United States Supreme Court Bar
• Member, Hawaii State Bar Association
• Compliance Counsel, Consumer Data Industry Association

Congressional Testimony

• U.S. House of Representatives Subcommittee on Financial Institutions and Consumer Credit House Committee on Financial Services, Use of Credit Information Beyond Lending: Issues and Reform Proposals, May 12, 2010
• U.S. House of Representatives Subcommittee on Financial Institutions and Consumer Credit, Keeping Score on Credit Scores: An Overview of Credit Scores, Credit Reports and Their Impact on Consumer, March 24, 2010
• U.S. House of Representatives Committee on Financial Services, Examining the Need for H.R. 2885, The Credit Monitoring Clarification Act, May 20, 2008
• U.S. House of Representatives Committee on Financial Services, Credit Reports: Consumers’ Ability To Dispute And Change Inaccurate Information, June 19, 2007

Expert Witness in Litigation

• Adams v. National Engineering Service Corp., et al., Case No: 3:07-CV-1035 (JCH), U.S. District Court for the District of Connecticut, 2008; 2009
• Ashby et al. v. Farmers Group, Inc., et al., Case No. CV01-1446-BR, U.S. District Court for the District of Oregon, 2004; 2006
• Beck v. Equifax Information Services, LLC, et al., Case No. 3:05CV091, U. S. District Court for the Eastern District of Virginia, Alexandria Division, 2005
• Brownstein v. Equifax Information Services, LLC and American Express Company, Case No. 05-1774, U. S. District Court for the Eastern District of Pennsylvania, 2006
• Bruce v. Keybank National Association, doing business as Champion Mortgage, Case No. 2:05-CV-330, U.S. District Court for the Northern District of Indiana, 2006
• CSI Investment Partners II, L.P., et al., v. Cendant Corporation, et al, Case No. 00Civ.1422(DAB), U.S. District Court for the Southern District of New York, 2006
• Cairns v. GMAC Mortgage Corporation, Experian Information Solutions, Inc., Equifax Information Services, L.L.C., and The Provident Bank d/b/a PCFS Mortgage Resources, CV-04-1840 PHX-DGC, U.S. District Court for the District of Arizona, 2005
• Collins v. IndyMac Bank, F.S.B., et al, Case No: SACV 06-100 DOC (ANx), U.S. District Court for the Central District of California, Eastern Division, 2007
• Cope v. Experian Information Solutions, Inc. et al., Case No. 04-CV-493-JE, U. S. District Court for the District of Oregon, 2005
• Drew v. Equifax Information Services, LLC, et al., Case No. CV-07-00726-SI, in the U.S. District Court for the Northern District of California, 2008
• Dunlap v. Capital One Bank (USA), N.A., Civil Action No.09-C-515-H and Civil Action No. 09-C-512-B, Circuit Court of Raleigh County, West Virginia, 2010
• In Re: Farmers Insurance Co., Inc. Fair Credit Reporting Act Litigation, MDL No. 1564, Case No. CIV-03-158-F, U.S. District Court for the Western District of Oklahoma, 2006
• Ferrarelli v. Capital One Auto Finance, Inc.  et al., Case No. 1:07-CV-389, U.S. District Court for the Southern District of Ohio, Western Division, 2008
• Ferrarelli v. Federated Financial Corp., Case No. 1:07-CV-685, in the U. S. District Court for the Southern District of Ohio, Western Division, 2008
• Geaney, et al. v. Equifax Information Services, LLC, et al., Case No. 1:05-CV-01629 REC-LJO, U. S. District Court for the Eastern District of California, Fresno Division, 2007
• Grizzard v. Trans Union, L.L.C. et al., Case No. 3 :04CV625, U. S. District Court for the Eastern District of Virginia, Richmond Division, 2005
• In re: H&R Block Mortgage Corp., Prescreening Litigation, Case No: 2:06-MD-230 (MDL 1767), U. S. District Court for the Northern District of Indiana, 2007
• Harris v. Circuit City Stores, Inc., Case No: 1:07-cv-02512, U. S. District Court for the Northern District of Illinois, Eastern Division, 2008
• Holmes v. TeleCheck International, Inc., et al., Case No. 3:05-0633, U.S. District Court for the Middle District of Tennessee, 2006; 2008
• Lockhart v. Equifax Information Services, LLC, et al., Case No. 4:07-cv-62, U.S. District Court for the Eastern District of Virginia, Richmond Division, 2008
• Mendoza v. Verizon Wireless, et al., Case No. H-02-2465, U.S. District Court for the Southern District of Texas, Houston Division, 2003
• Mark v. Valley Insurance Company and Valley Property and Casualty, Case No. 01-1575 BR, U.S. District Court for the District of Oregon, 2003
• Moseley v. Monogram Credit Card Bank of Georgia, Case No. CV05-0801-PHX-SRB, U.S. District Court for the District of Arizona, 2006
• Murray v. IndyMac Bank, F.S.B., Case No: 04-C-7669, U.S. District Court for the Northern District of Illinois, Eastern Division, 2007
• Paysinger v. Santander Consumer USA, Inc., d.b.a. Drive Financial Services, Case No: C07-00859-HRL U.S. District Court for the Central District of California, 2010
• Rausch and Jason Reynolds v. The Hartford Financial Services Group, Inc. and Hartford Fire Insurance Company, Case No. CV 01-1529 BR, U.S. District Court for the District of Oregon, 2003
• Razilov v. Nationwide Mutual Ins. Co. and Allied Group, Inc., Case No. 01-1466 BR, U.S. District Court for the District of Oregon, 2003
• Ryals et al v. HireRight Solutions, Inc. et al, U.S. District Court for the Eastern District of Virginia, Richmond Division, Civil No. 3:09cv625, 2010
• Smith et al. v. The Progressive Corporation et al., Case No. 1:00-CV-210-MMP, U.S. District Court, Northern District of Florida, 2001
• Stillmock, et al. v. Rugged Wearhouse, Inc., et al., Case No.1:07-cv-01340-JFM, U.S. District Court for the District of Maryland, 2007
• Sweitzer v. American Express Centurion Bank, et al., Case No. 2:05-CV-650, U.S. District Court for the Southern District of Ohio, Eastern Division, 2007
• Thomas v. Friends Rehabilitation Program, Inc. et al, Case No. 001012, Court of Common Pleas for Philadelphia County, 2006
• Wiesjahn v. Capital One Auto Finance, Inc., Capital One Services, Inc. et al.., Case No: 2:06CV402, U.S. District Court for the Northern District of Indiana, Hammond Division, 2007
• Williams v. MBNA America Bank, NA, Case No. 2:06-CV-13910, U.S. District Court for the Eastern District of Michigan, 2007
• Willes v. State Farm Fire and Casualty Co. and State Farm Mutual Automobile Insurance Company, Case No. 01-1457 BR, U.S. District Court for the District of Oregon, 2003
• White v. First American Registry, Inc., Case No. 04 CV 1611 (LAK), U.S. District Court for the Southern
• District of New York, 2004
• Wood v. Capital One Auto Finance, Inc., Case No:  06-C-7, U.S. District Court for the Eastern District of Wisconsin, Milwaukee Division, 2008

• American Bar Association Consumer Financial Services Committee, 1997-2011
• American Conference Institute, 2001-2006
• American Financial Services Association, 1989-2009
• Consumer Bankers Association, March and August 2001
• Conference on Consumer Finance Law, 1995-2004
• Consumer Data Industry Association, 1997-2011
• Consumer Industry Research Council, 2000-2005
• Credit Card Bank Compliance Association, 2002-2007
• Experian Law Conferences, 1998-2011
• Hudson Cook Housing and Auto Finance Workshop, 2004-2011
• National Association of Dealer Counsel, 2006-2007
• National Automobile Dealers Association, 2007
• National Retail Federation, August 2000
• NRF Credit Managers Division, September 1997 and September 2000
• Payment Card Institute, 2009 and 2010
• Practicing Law Institute, 1998-2000