Practice Focus

Credit Reporting, Privacy and Data Security
Debt Collection Practices
Government Investigations, Examinations and Enforcement
Litigation
Residential Property Management
July 07, 2026

Fair Credit Reporting Act Regulatory Update—2025

Rebecca E. Kuehn + more
November 30, 2022

Why You Need a Website Privacy Policy

Erik Kosa + more
July 30, 2021

CRAs, but Not Creditor, Granted Summary Judgment on Voluntary Surrender Reporting Claims

Jennifer L. Sarvadi
June 04, 2020

Credit Reporting in a COVID World

Jennifer L. Sarvadi
February 18, 2020

What’s the Deal with Prequalification Anyway?

Jennifer L. Sarvadi

Education

  • George Mason University School of Law, J.D., cum laude, 2001
  • James Madison University, B.B.A., Accounting and Finance, 1995

Admissions

  • Maryland, 2016
  • Virginia, 2001
  • Washington, D.C., 2004
Speaking Engagements
  • “Identity Theft Compliance & with FCRA Block Request Obligations,” Consumer Data Industry Association, Consumer Data Connect, May 2025
  • “CDIA Consumer Reporting Roundtable,” Consumer Data Industry Association, April 2025
  • “Ethical Implications of Lawyer Use of Generative AI,” Counselor Library Annual Financial Services Conferences, November 2024
  • “2024 Data Privacy Update,” ADCO Webinar Series, November 2024
  • “Metro 2® Format Advanced Workshop,” Consumer Data Industry Association, November 2024
  • “The Full File: FCRA Preemption,” Consumer Data Industry Association, Consumer Data Industry Association Webinar series, August 2024
  • “FCRA Litigation & Regulatory Update,” Consumer Data Industry Association Consumer Data Connect, June 2024
  • “Tenant Screening: What Lies Beyond,” Professional Background Screening Association, 2023 Annual Conference, September 2023
  • “A Fresh Look at Tenant Screening,” Professional Background Screening Association, Mid=Year Legislative & Regulatory Conference, April 2023
  • “How the Regulatory Landscape Will Impact Online Lending,” OLA Executive Policy Summit, April 2022
  • “A Holistic View of Red Flags,” Hudson Cook Compliance Coffee Break, March 2022
  • “A Class in Creativity: Creative Approaches to Resolving Consumer Class Action Litigation,” ABA 2022 Corporate Counsel CLE Seminar, February 2022
  • “Tenant Screening Basics,” Professional Background Screening Association Annual Conference, September 2021
  • “Consumer Online Experiences in a Post-COVID World,” 2021 Virtual Financial Services Conference, May 2021
  • “Tenant Screening in a Virtual World,” Professional Background Screening Association Virtual Conference, September 2020
  • “Don’t Let Your Audit Report Become ‘Exhibit A’ – Managing the risk in audits and internal investigations,” Hudson Cook Webinar, July 2020
  • “Fair Lending Fundamentals in Today’s Information-based World,” NAFCU Webinar, May 2020
  • “What is prequal anyway?” Hudson Cook Compliance Coffee Break, July 2019
  • “The Use of Criminal Record Information in Tenant Screening,” 2019 NAPBS Mid-Year Legislative & Regulatory Conference, March 2019
  • “Notices, Notices, Notices, Oh My!” 700 Credit 2019 Dealer Summit, March 2019
  • “Data and Document Retention: The Advantages and Risks of Data Retention,” NAPBS Annual Meeting, October 2018
  • “Your Client is the Subject of a Fair Housing Investigation or Lawsuit: What Does that mean for You?” NAPBS Annual Meeting, October 2018
  • “Consumer Disputes: Compliance for the Next Level,” NAPBS, July 2018
Publications
  • “Reasonable Reinvestigation, Not Legal Adjudication: CRAs and Furnishers under the FCRA,” ABA, April 2026
  • “What’s the Deal with Prequalification Anyway?” Hudson Cook Insights, February 2020
  • “Marketing Terms of Credit: Prequalification, Preapproval and Prescreening,” RV News, January 2020
  • “Consumer Disputes: Compliance for the Next Level,” NAPBS, July 2018
  • “Seattle’s Fair Chance Housing Ordinance: A New Wave of Tenant Screening Regulation?” Hudson Cook Insights, April 2018, co-authored by Webb McArthur