Practice Focus

Credit Reporting, Privacy and Data Security
Debt Collection Practices
Government Investigations, Examinations and Enforcement
Litigation
Residential Property Management
November 30, 2022

Why You Need a Website Privacy Policy

Erik Kosa + more
July 30, 2021

CRAs, but Not Creditor, Granted Summary Judgment on Voluntary Surrender Reporting Claims

Jennifer L. Sarvadi
June 04, 2020

Credit Reporting in a COVID World

Jennifer L. Sarvadi
February 18, 2020

What’s the Deal with Prequalification Anyway?

Jennifer L. Sarvadi

Education

  • George Mason University School of Law, J.D., cum laude, 2001
  • James Madison University, B.B.A., Accounting and Finance, 1995

Admissions

  • Maryland, 2016
  • Virginia, 2001
  • Washington, D.C., 2004
Speaking Engagements
  • “Identity Theft Compliance & with FCRA Block Request Obligations,” Consumer Data Industry Association, Consumer Data Connect, May 2025
  • “CDIA Consumer Reporting Roundtable,” Consumer Data Industry Association, April 2025
  • “Ethical Implications of Lawyer Use of Generative AI,” Counselor Library Annual Financial Services Conferences, November 2024
  • “2024 Data Privacy Update,” ADCO Webinar Series, November 2024
  • “Metro 2® Format Advanced Workshop,” Consumer Data Industry Association, November 2024
  • “The Full File: FCRA Preemption,” Consumer Data Industry Association, Consumer Data Industry Association Webinar series, August 2024
  • “FCRA Litigation & Regulatory Update,” Consumer Data Industry Association Consumer Data Connect, June 2024
  • “Tenant Screening: What Lies Beyond,” Professional Background Screening Association, 2023 Annual Conference, September 2023
  • “A Fresh Look at Tenant Screening,” Professional Background Screening Association, Mid=Year Legislative & Regulatory Conference, April 2023
  • “How the Regulatory Landscape Will Impact Online Lending,” OLA Executive Policy Summit, April 2022
  • “A Holistic View of Red Flags,” Hudson Cook Compliance Coffee Break, March 2022
  • “A Class in Creativity: Creative Approaches to Resolving Consumer Class Action Litigation,” ABA 2022 Corporate Counsel CLE Seminar, February 2022
  • “Tenant Screening Basics,” Professional Background Screening Association Annual Conference, September 2021
  • “Consumer Online Experiences in a Post-COVID World,” 2021 Virtual Financial Services Conference, May 2021
  • “Tenant Screening in a Virtual World,” Professional Background Screening Association Virtual Conference, September 2020
  • “Don’t Let Your Audit Report Become ‘Exhibit A’ – Managing the risk in audits and internal investigations,” Hudson Cook Webinar, July 2020
  • “Fair Lending Fundamentals in Today’s Information-based World,” NAFCU Webinar, May 2020
  • “What is prequal anyway?” Hudson Cook Compliance Coffee Break, July 2019
  • “The Use of Criminal Record Information in Tenant Screening,” 2019 NAPBS Mid-Year Legislative & Regulatory Conference, March 2019
  • “Notices, Notices, Notices, Oh My!” 700 Credit 2019 Dealer Summit, March 2019
  • “Data and Document Retention: The Advantages and Risks of Data Retention,” NAPBS Annual Meeting, October 2018
  • “Your Client is the Subject of a Fair Housing Investigation or Lawsuit: What Does that mean for You?” NAPBS Annual Meeting, October 2018
  • “Consumer Disputes: Compliance for the Next Level,” NAPBS, July 2018
Publications
  • “Reasonable Reinvestigation, Not Legal Adjudication: CRAs and Furnishers under the FCRA,” ABA, April 2026
  • “What’s the Deal with Prequalification Anyway?” Hudson Cook Insights, February 2020
  • “Marketing Terms of Credit: Prequalification, Preapproval and Prescreening,” RV News, January 2020
  • “Consumer Disputes: Compliance for the Next Level,” NAPBS, July 2018
  • “Seattle’s Fair Chance Housing Ordinance: A New Wave of Tenant Screening Regulation?” Hudson Cook Insights, April 2018, co-authored by Webb McArthur