Practice Focus

Government Oversight and Enforcement
Credit Reporting, Privacy and Data Security
Automotive and Personal Property Finance and Leasing
March 31, 2026

The Bot Said It Was Fine: The Perils of AI-Generated Legal Advice for Dealers and Finance Companies

Megan Nicholls + more
December 18, 2025

Hudson Cook Enforcement Alert: State Attorneys General Join FTC Suit Against Major Rideshare Company for “Cancel Anytime” Subscription Practices

Mark D. Metrey
December 03, 2025

Hudson Cook Enforcement Alert: FTC Targets Student Data Security Failures in Settlement with Education Technology Provider

Megan Nicholls + more
October 31, 2025

Colorado Artificial Intelligence Act: What Indirect Finance Sources and Dealerships Should Do Now to Prepare

Jay Harris + more
September 10, 2025

Colorado Special Session Update: AI Law Delayed to June 2026, What the Rental Housing and Financial Services Industries Can Do Next

Jay Harris + more
September 08, 2025

Hudson Cook Enforcement Alert: FTC Targets Children’s Privacy Violations in Settlements with Online Video Platform Operator and Robot Toy Maker

Megan Nicholls + more
September 05, 2025

Massachusetts Fee Transparency Rules Take Effect: What Rental Housing Providers Need to Know

Jay Harris + more
August 29, 2025

Hudson Cook Enforcement Alert: FTC Issues Final Order Against AI Developer Over False Accuracy Claims in AI Content Detection

Michael A. Goodman + more
August 18, 2025

Hudson Cook Enforcement Alert: Texas AG Opens Investigation into AI Developers for Allegedly Misleading Children with AI-Generated Mental Health Services

Julia K. Whitelock + more
July 23, 2025

Connecticut Finalizes First CTDPA Enforcement Action

Mark D. Metrey
July 22, 2025

No AI Law? No Problem. How Massachusetts Attacked AI Underwriting Under Existing State Statutes

Mark D. Metrey
July 14, 2025

New Residential Property Management Laws: Leasing Compliance Shifts for Summer 2025

Jay Harris + more
June 04, 2025

New Texas Law Offers Financial Institutions an Innovation-Friendly AI Framework

Mark D. Metrey
May 12, 2025

Regulatory Reversal: CFPB’s Withdrawal of Interpretive Guidance and Its Impact on the Rental Screening Industry

Mark D. Metrey
April 28, 2025

Hudson Cook Enforcement Alert: FTC Takes Action against AI Company over Deceptive Accuracy Claims about AI Content Detection

+ more
March 13, 2025

Hudson Cook Enforcement Alert: California Privacy Protection Agency Takes CCPA Enforcement Action Against Auto Maker for Alleged Violations of Consumer Privacy Rights

Erik Kosa + more
January 31, 2025

CFPB Takes Action Against Fintech for Alleged Deceptive ATM Fee Disclosures and Violations of the Electronic Fund Transfer Act

Erik Kosa + more
January 22, 2025

Outside the Rule, Inside the Court: FTC Throws a Curve for Rental Housing Rent and Fee Disclosures in Ads and Leasing

Jay Harris + more
December 20, 2024

RPM Alert: FTC’s Final Rule on Unfair and Deceptive Fees in Ads and Leasing: Key Takeaways for Apartment and Short-Term Rental Housing Providers

Jay Harris + more
December 10, 2024

Hudson Cook Enforcement Alert: CFPB takes action against Student Loan Servicer for Allegedly Delaying Default Rehabilitation Process to Acquire Collection Fees

Erik Kosa + more
October 17, 2024

Hudson Cook Enforcement Alert: CFPB and DOJ “Combating Redlining Initiative” Finds National Mortgage Company in the Crosshairs for Alleged Lending Discrimination

+ more
October 04, 2024

FTC’s Invitation Homes Settlement: Federal Consumer Protection Laws In Rental Property Management

Jay Harris + more
September 16, 2024

Hudson Cook Enforcement Alert: National Bank Reaches Settlement with the CFPB  for Alleged Credit Reporting Violations

Robert D. Tilley + more
August 23, 2024

Hudson Cook Enforcement Alert: CFPB Takes Action Against Mortgage Servicer for Alleged Order Violations and Servicing Errors

Lucy Morris + more
July 10, 2024

Hudson Cook Enforcement Alert: CFPB Takes Dual Action Against Bank Holding Company for Alleged Unlawful Repossessions and Sales Practices.

Michael A. Goodman + more
May 08, 2024

Hudson Cook Enforcement Alert: CFPB Takes Action Against Fintech Company for Alleged Withholding of Consumer Refunds

Michael A. Goodman + more
January 23, 2024

Enforcement Alert from Hudson Cook; Debt-Relief Enterprise Forced into Receivership by CFPB, Seven States

Mark D. Metrey + more
November 30, 2023

New York DFS Finalizes Amendments to Cybersecurity Regulations

Mark D. Metrey + more
November 21, 2023

Enforcement Alert from Hudson Cook; CFPB Takes Action Against Indirect Auto Lender for Alleged Illegal Scheme Impacting Borrowers.

Michael A. Goodman + more
October 19, 2023

Enforcement Alert from Hudson Cook; CFPB Takes Action Against Fintech Company for Alleged Deceptive Practices in International Money Transfers

Michael A. Goodman + more

Education

  • University of Maryland's Francis King Carey School of Law, J.D., 2021
  • Virginia Tech, Political Science and Government, B. A., 2017

Admissions

  • Maryland, 2021
  • District of Columbia, 2022
  • New York, 2023
Professional Affiliations & Certifications
  • Second Vice Chair – Privacy and Data Security – American Bar Association
  • International Association of Privacy Professionals – Member
  • National Association of Dealer Counsel – Member
  • AI in Financial Services Professional Certification – Upstart
Speaking Engagements
  • Bot-ched Compliance: Is Your AI Aligned with the Law? – Used Car Week – November 17, 2025
  • Governing the Algorithms: AI Compliance in Financial Services – Hudson Cook’s Annual Financial Services Conference – November 3, 2025
  • What is Happening in AI? – Online Lenders Alliance’s Lend360 Conference – October 8, 2025
  • The Rise of Passive Biometrics: A Quiet Revolution or a Compliance Minefield? – American Bar Association’s Business Law Section Fall Conference – September 19, 2025
  • AI and Compliance: What You Need to Know – Online Lenders Alliance’s Compliance University Conference – July 22, 2025
  • Driven to Compliance: Navigating Federal and State Laws in the Trump 2.0 Era – National Independent Automobile Dealers Association Annual Conference – June 24, 2025
  • Understanding Indirect Lending Compliance: A Guide for Dealer Counsel – National Association of Dealer Counsel Conference – May 6, 2025
  • The Evolving Intersection of State and Federal Privacy Laws: Challenges and Opportunities for Consumer Financial Services – American Bar Association’s Consumer Financial Services Conference – January 23, 2025

Explaining the New CARS Rule – National Independent Automobile Dealers Association Annual Conference – June 18, 2024

Publications
  • Hudson Cook Enforcement Alert: FTC Issues Final Order Against AI Developer Over False Accuracy Claims in AI Content Detection – Hudson Cook Enforcement Alert – August 29, 2025
  • Hudson Cook Enforcement Alert: Texas AG Opens Investigation into AI Developers for Allegedly Misleading Children with AI-Generated Mental Health Services – Hudson Cook Enforcement Alert – August 18, 2025
  • Connecticut Finalizes First CTDPA Enforcement Action – Hudson Cook Insights – July 23, 2025
  • No AI Law? No Problem. How Massachusetts Attacked AI Underwriting Under Existing State Statutes – Hudson Cook Insights – July 22, 2025
  • New Residential Property Management Laws: Leasing Compliance Shifts for Summer 2025 – Hudson Cook Insights – July 14, 2025
  • FTC Puts Dealers on Notice: New Safeguards Rule FAQs Clarify Data Security Duties – Spot Delivery Issue – June 2025
  • Synthetic Data and the Illusion of Privacy: Legal Risks of Using De-Identified AI Training Sets – The National Law Review – June 9, 2025
  • New Texas Law Offers Financial Institutions an Innovation-Friendly AI Framework – Hudson Cook Insights – June 4, 2025
  • From One Dragon to Many: States Will Fill the CFPB’s Void – National Independent Automobile Dealers Association – Used Car Dealer Magazine – June 2025
  • Legislating the Drive: What State Lawmakers Have Planned for Regulating the Sale and Financing of Voluntary Protection Products – Consumer Credit Industry Association – Star Newsletter – April 2025
  • CFPB Orders Finance Company to Pay $12.8 Million for Credit Reporting Violations – CounselorLibrary – Spot Delivery Issue – March 2025
  • FTC Secures $10 Million Settlement with CarShield and American Auto Shield for Deceptive Vehicle Service Contract Practices – CounselorLibrary – Spot Delivery Issue – September 2024
  • CFPB Takes Action Against Fintech for Alleged Deceptive ATM Fee Disclosures and Violations of the Electronic Fund Transfer Act – Hudson Cook Enforcement Alert – January 31, 2025
  • Outside the Rule, Inside the Court: FTC Throws a Curve for Rental Housing Rent and Fee Disclosures in Ads and Leasing – Hudson Cook Insights – January 22, 2025
  • RPM Alert: FTC’s Final Rule on Unfair and Deceptive Fees in Ads and Leasing: Key Takeaways for Apartment and Short-Term Rental Housing Providers – Hudson Cook Insights – December 20, 2024
  • CFPB takes action against Student Loan Servicer for Allegedly Delaying Default Rehabilitation Process to Acquire Collection Fees – Hudson Cook Enforcement Alert – December 10, 2024
  • CFPB and DOJ “Combating Redlining Initiative” Finds National Mortgage Company in the Crosshairs for Alleged Lending Discrimination – Hudson Cook Enforcement Alert – October 17, 2024
  • FTC’s Invitation Homes Settlement: Federal Consumer Protection Laws in Rental Property Management – Hudson Cook Insights – October 4, 2024
  • National Bank Reaches Settlement with the CFPB  for Alleged Credit Reporting Violations – Hudson Cook Enforcement Alert – September 16, 2024
  • CFPB Takes Action Against Mortgage Servicer for Alleged Order Violations and Servicing Errors – Hudson Cook Enforcement Alert – August 23, 2024
  • CFPB Takes Dual Action Against Bank Holding Company for Alleged Unlawful Repossessions and Sales Practices. – Hudson Cook Enforcement Alert – July 10, 2024
  • CFPB Takes Action Against Fintech Company for Alleged Withholding of Consumer Refunds – Hudson Cook Enforcement Alert – May 8, 2024
  • Debt-Relief Enterprise Forced into Receivership by CFPB, Seven States – Hudson Cook Enforcement Alert – January 23, 2024
  • New York DFS Finalizes Amendments to Cybersecurity Regulations – Hudson Cook Insights – November 30, 2023
  • CFPB Takes Action Against Indirect Auto Lender for Alleged Illegal Scheme Impacting Borrowers. – Hudson Cook Enforcement Alert – November 21, 2023

CFPB Takes Action Against Fintech Company for Alleged Deceptive Practices in International Money Transfers – Hudson Cook Enforcement Alert – October 19, 2023