SESSION 13-KARCHER AUDITORIUM 2:00pm – 3:00pm Recent Trends: Auto Finance Litigation Description: This panel will discuss the FTC Cars Rule, which aims to combat deceptive practices in auto retail, ensuring transparency and fairness for consumers. The CFPB continues supervisory highlights and enforcement actions, shedding light on prevalent issues within the industry. The “Piggyback” Auto Finance litigation underscores the complexities of auto financing, while the Pennsylvania One Document Rule emphasizes the importance of clear and concise documentation in financial transactions. Additionally, various state regulatory concerns further complicate the compliance landscape, necessitating a thorough understanding of both federal and state-level regulations to navigate the challenges effectively. Presenters: Mike Kilgarriff | Ballard Spahr LLP Julia Whitelock | Hudson Cook, LLP