Your Legal Guide in Navigating Complex Finance Laws

Understanding Your Challenges: In the intricate world of automotive and personal property finance, navigating the maze of federal and state regulations can be daunting. Whether you’re a bank, sales finance company, auto dealer, or technology provider, the stakes are high, and the legal terrain is ever-changing. You need a guide who not only understands the landscape but can also preemptively address issues and streamline your operations.

Why Hudson Cook? At Hudson Cook, LLP, we are more than just attorneys; we are industry insiders. Our team is made up of bar association leaders, published authors, and former in-house counsel for major industry players. This depth of experience gives us a unique, practical insight into the automotive finance industry, allowing us to offer unparalleled legal advice and compliance support.

Other Practice Areas
Attorneys Practicing in this Area
INSIGHTS

We regularly advise clients on federal and state laws pertaining to:

  • Advertising, including e-mail marketing and telemarketing
  • Arbitration
  • Consumer and commercial personal property finance and leasing
  • Credit reporting
  • Data management
  • Data security
  • Debt collection practices
  • Electronic payments and commerce
  • Fair lending
  • Information management
  • Licensing
  • Online motor vehicle sale assistance programs
  • Privacy
  • Starter interrupt/Global positioning system devices

Advisory Services

In supporting our automotive and personal property finance and leasing clients, we regularly provide advice and analysis on:

  • Bank Secrecy Act/anti-money laundering issues
  • CAN-SPAM Act
  • Consumer Leasing Act and Regulation M
  • Dodd-Frank Wall Street Reform and Consumer Protection Act
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Equal Credit Opportunity Act and Regulation B
  • Fair Credit Reporting Act and Regulation V
  • Fair Debt Collection Practices Act and state collection practices acts
  • Federal Trade Commission Act
  • Federal Trade Commission Credit Rules, Door-to-Door Sales Rule, Used Car Rule
  • Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
  • Magnuson-Moss Warranty Act
  • OFAC/USA PATRIOT Act
  • Servicemembers Civil Relief Act and comparable state laws
  • Telemarketing and Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule
  • Telephone Consumer Protection Act and implementing Federal Communications Commission regulations
  • Truth in Lending Act and Regulation Z
  • Uniform Commercial Code Article 2 (Sales), Article 2A (Leases) and Article 9 (Secured Transactions)
  • Uniform Electronic Transactions Act
  • State certificate of title laws
  • State consumer leasing laws, consumer credit codes, installment sales laws and sales finance laws
  • State direct loan laws, including usury statutes, interest statutes, finance lender laws and small loan laws
  • State motor vehicle dealer laws

Attorneys Practicing in this Area

July 06, 2022

A Failure to Plan Is a Plan to Fail: Developing a Written Incident Response Plan

K. Dailey Wilson

Partner

July 31, 2019

“Clearly and Prominently:” Consumer Debt Settlement Disclosures in Wake of CFPB v. Freedom Debt Relief

Catherine M. "Cathy" Brennan

Partner

August 31, 2018

“Direct Drop” Voicemail Service Subject to TCPA

Michael A. Goodman

Partner