Your Legal Guide in Navigating Complex Finance Laws

Understanding Your Challenges: In the intricate world of automotive and personal property finance, navigating the maze of federal and state regulations can be daunting. Whether you’re a bank, sales finance company, auto dealer, or technology provider, the stakes are high, and the legal terrain is ever-changing. You need a guide who not only understands the landscape but can also preemptively address issues and streamline your operations.

Why Hudson Cook? At Hudson Cook, LLP, we are more than just attorneys; we are industry insiders. Our team is made up of bar association leaders, published authors, and former in-house counsel for major industry players. This depth of experience gives us a unique, practical insight into the automotive finance industry, allowing us to offer unparalleled legal advice and compliance support.

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Attorneys Practicing in this Area
INSIGHTS and Webinars

We regularly advise clients on federal and state laws pertaining to:

  • Advertising, including e-mail marketing and telemarketing
  • Arbitration
  • Consumer and commercial personal property finance and leasing
  • Credit reporting
  • Data management
  • Data security
  • Debt collection practices
  • Electronic payments and commerce
  • Fair lending
  • Information management
  • Licensing
  • Online motor vehicle sale assistance programs
  • Privacy
  • Starter interrupt/Global positioning system devices

Advisory Services

Our Proven Experience: Our lawyers are equipped to handle every aspect of your legal and compliance needs. We provide end-to-end services, from developing compliance programs and drafting contracts to managing regulatory examinations and responding to new laws.

Tailored Solutions for Every Client: We recognize that each client’s needs are unique. Whether you need assistance with electronic fund transfers, understanding the implications of the Gramm-Leach-Bliley Act, or navigating the complexities of state motor vehicle dealer laws, our team is here to tailor solutions that fit your specific challenges.

In supporting our automotive and personal property finance and leasing clients, we regularly provide advice and analysis on:

  • Bank Secrecy Act/anti-money laundering issues
  • CAN-SPAM Act
  • Consumer Leasing Act and Regulation M
  • Dodd-Frank Wall Street Reform and Consumer Protection Act
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Equal Credit Opportunity Act and Regulation B
  • Fair Credit Reporting Act and Regulation V
  • Fair Debt Collection Practices Act and state collection practices acts
  • Federal Trade Commission Act
  • Federal Trade Commission Credit Rules, Door-to-Door Sales Rule, Used Car Rule
  • Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
  • Magnuson-Moss Warranty Act
  • OFAC/USA PATRIOT Act
  • Servicemembers Civil Relief Act and comparable state laws
  • Telemarketing and Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule
  • Telephone Consumer Protection Act and implementing Federal Communications Commission regulations
  • Truth in Lending Act and Regulation Z
  • Uniform Commercial Code Article 2 (Sales), Article 2A (Leases) and Article 9 (Secured Transactions)
  • Uniform Electronic Transactions Act
  • State certificate of title laws
  • State consumer leasing laws, consumer credit codes, installment sales laws and sales finance laws
  • State direct loan laws, including usury statutes, interest statutes, finance lender laws and small loan laws
  • State motor vehicle dealer laws

Attorneys Practicing in this Area

July 31, 2026

DOJ Settles SCRA Violation Allegations with Towing Company

Erica A.N. Kramer

Partner

June 30, 2026

Analysis of New York City Debt Collection Regulation: Part 2 (Challenges for Third Party Collectors)

Anastasia V. Caton

Partner

June 23, 2026

Weekly Sweep – Week of June 15, 2026: Debt Collection Enforcement, Auto Finance Advertising, and Algorithmic Pricing Under Scrutiny

Thomas P. Quinn, Jr.

Partner

June 08, 2026

THE WEEKLY SWEEP – NORTHEAST FINANCIAL SERVICES REGULATOR ACTIVITY

Thomas P. Quinn, Jr.

Partner

April 30, 2026

Is the Current Department of Justice More Pro-Business on Servicemember Rights Claims? Um, No.

L. Jean Noonan

Partner

April 30, 2026

Optimize This Unusual Federal Regulatory Pause

Patricia E.M. Covington

Partner

April 22, 2026

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton

Partner

March 31, 2026

New York Amends, Delays Coerced Debt Law

Thomas P. Quinn, Jr.

Partner

March 31, 2026

The Bot Said It Was Fine: The Perils of AI-Generated Legal Advice for Dealers and Finance Companies

Megan Nicholls

Partner

March 16, 2026

Industry Alert from Hudson Cook: FTC Sends Ninety-Seven Warning Letters to Auto Dealers Regarding Deceptive Pricing

Patricia E.M. Covington

Partner