Author: Bryan Lawson

HIGHLIGHTS: CASE SUMMARY: On August 20, 2025, the FTC filed a complaint in the U.S. District Court for the Central District of California, alleging that the Gym violated the FTC Act and the Restore Online Shoppers’ Confidence Act (ROSCA). The FTC’s complaint alleged that consumers who sought to cancel their memberships were required to cancel… Continue reading FTC Sues Large Gym Chain over Cancellation Policies

FOR IMMEDIATE RELEASE Hudson Cook, LLP is pleased to announce that 11 of its attorneys have been honored in the 2026 edition of The Best Lawyers in America®, with awards across all three of the publication’s individual categories. The recognition of these lawyers highlights the Firm’s ongoing commitment to excellence in consumer and commercial financial services… Continue reading Eleven Hudson Cook, LLP Attorneys Recognized in The Best Lawyers in America® 2026

HIGHLIGHTS: CASE SUMMARY: On August 18, 2025, Attorney General Ken Paxton announced the opening of an investigation into two artificial intelligence (AI) developers for potential deceptive trade practices and misleading marketing. According to the announcement, the developers created consumer-facing chatbot platforms marketed as offering conversational and emotional support to users. The press release asserts that these platforms… Continue reading Hudson Cook Enforcement Alert: Texas AG Opens Investigation into AI Developers for Allegedly Misleading Children with AI-Generated Mental Health Services

You may not associate creditors’ rights with the United States Constitution. After all, when people think of constitutional rights, they generally think of free speech, freedom of the press, trial by jury, etc. The Constitution also protects certain property rights, though, which means that creditors may find it relevant in some cases. For example, the… Continue reading Creditors’ Rights and the Constitution: A Difficult (But Not Impossible) Connection to Make

If at first you don’t succeed, try, try again, right? That advice may be good for life in general, but it’s not so good for running credit inquiries. The Fair Credit Reporting Act limits the circumstances under which a consumer reporting agency may furnish a consumer report and thus the circumstances under which a user… Continue reading When Does a Consumer’s Permission to Make Credit Inquiries Expire?

July 31, 2025 In this month’s article, we share some of our top “bites” covered during the July 2025 webinar. Bite 18: CFPB Drops Settlement with Credit Union On July 2, 2025, media outlets reported that the CFPB dropped its settlement with a credit union over its alleged overdraft fees. Under the consent order, the CFPB had… Continue reading Consumer Financial Services Bites of the Month – July 16, 2025 – “July Morning with the CFPB”

Mark D. Metrey On July 8, 2025, Connecticut Attorney General William Tong announced the state’s first public enforcement action under the Connecticut Data Privacy Act (CTDPA) against TicketNetwork, Inc. (TicketNetwork). The enforcement action comes after the Attorney General issued a cure notice to TicketNetwork on November 9, 2023, identifying several deficiencies under the CTDPA, such as a… Continue reading Connecticut Finalizes First CTDPA Enforcement Action

Mark D. Metrey On July 10, 2025, the Massachusetts Attorney General (AGO) entered into an Assurance of Discontinuance (AOD) with a private student loan lender (the Company), resolving allegations that the Company’s underwriting practices violated the state’s unfair and deceptive act or practice (UDAP) law and federal fair lending laws. The AOD imposes sweeping reforms to the… Continue reading No AI Law? No Problem. How Massachusetts Attacked AI Underwriting Under Existing State Statutes

Jay Harris and Mark D. Metrey With the summer wave of state legislative adjournments ending, jresidential property managers are confronting a new landscape of regulatory obligations. Several states and municipalities have enacted or finalized laws and rules that directly affect lease terms, marketing practices, operational protocols, and fee structures. As of today, all but eight state legislatures… Continue reading New Residential Property Management Laws: Leasing Compliance Shifts for Summer 2025