State Watch: Consumer Protection Enforcement Update – May the Force of Law Be with You

AG Paxton secures another Texas-sized privacy settlement and New York AG James picks up where the CFPB left off Anastasia V. Caton New York North Carolina Attorney General Jackson sued to enforce to enforce a civil investigative demand the AG issued to a real estate company after the company, according to AG Jackson, refused to respond. AG… Continue reading State Watch: Consumer Protection Enforcement Update – May the Force of Law Be with You

Driver Data Privacy—the Road Ahead

Megan Nicholls The attorneys general in Arkansas and Indiana are the most recent AGs to file lawsuits under their respective state laws protecting the privacy of driver data. We previously reported that the state of Texas filed a similar lawsuit. The Arkansas AG filed his lawsuit on February 26, 2025, under the Arkansas Deceptive Trade… Continue reading Driver Data Privacy—the Road Ahead

Oklahoma Requires Electronic Certificates of Title Beginning July 1

Eric L. Johnson On March 31, Service Oklahoma issued a bulletin notifying motor vehicle dealers of updates to the state’s electronic lien and title (ELT) system. Service Oklahoma is a division of the Oklahoma Office of Management and Enterprise Services and was created by the Oklahoma legislature in 2022 to provide driver and motor vehicle… Continue reading Oklahoma Requires Electronic Certificates of Title Beginning July 1

North Dakota Law Regulates “Alternative Financing” as a “Loan”

Robert F. Gage The state legislature in North Dakota recently passed House Bill 1127. This bill made a simple amendment to a 1970s-era law called the Money Brokers Act (“MBA”). Despite its name, the MBA is not limited to brokers. It is the primary law regulating consumer and commercial lending in North Dakota. It applies… Continue reading North Dakota Law Regulates “Alternative Financing” as a “Loan”

Regulatory Reversal: CFPB’s Withdrawal of Interpretive Guidance and Its Impact on the Rental Screening Industry

Mark D. Metrey On May 9, 2025, the Consumer Financial Protection Bureau (CFPB) formally withdrew dozens of interpretive rules, policy statements, advisory opinions, bulletins, and circulars issued over the past decade. In a sweeping notice published in the Federal Register, the Bureau stated it was rescinding these guidance materials to reduce regulatory burdens, address prior overreach, and… Continue reading Regulatory Reversal: CFPB’s Withdrawal of Interpretive Guidance and Its Impact on the Rental Screening Industry