FinTech

Hudson Cook, LLP provides transactional, regulatory, compliance, and operations support services to clients innovating in the financial services and technology industries. We assist our FinTech clients, including investors in FinTech, with analysis of state licensing requirements applicable to brokering, marketing, purchasing, and servicing of online loans, the review and establishment of partnerships with depository institutions and technology companies, development of alternative lending and mobile and online payment platforms, and compliance advice around the myriad of consumer credit laws, as well as privacy and data security laws, applicable to technology companies engaged in financial services. Our FinTech practice provides legal services to a variety of clients, including internet lenders, lead generators, money transmitters and other money services businesses, open- or closed-end business credit providers, payment processors and other third-party service providers. We also advise traditional financial institutions on how to mitigate risk and leverage partnerships with innovative technology service providers in compliance with evolving state and federal regulatory regimes and federal bank regulatory guidance concerning management of third-party risks.

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Attorneys Practicing in this Area
INSIGHTS and Webinars

Lawyers in our FinTech practice area provide clients with federal and state compliance advice and analysis on:

  • State consumer credit laws, installment sales laws and commercial lending laws
  • State usury statutes, interest statutes, finance lender laws and small loan laws
  • State and federal data protection and privacy laws
  • State money transmitter and money services business licensing laws
  • Dodd-Frank Wall Street Reform and Consumer Protection Act
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Uniform Electronic Transactions Act
  • Equal Credit Opportunity Act and Regulation B
  • Fair Debt Collection Practices Act and state collection practices acts
  • Federal Trade Commission Act
  • Federal Trade Commission Credit Practices Rule
  • Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
  • Military Lending Act, Servicemembers Civil Relief Act and comparable state laws
  • OFAC/USA PATRIOT Act
  • Bank Secrecy Act /anti-money laundering laws and FinCEN regulations
  • Truth in Lending Act and Regulation Z

Attorneys Practicing in this Area

June 24, 2026

Sharpen Your Edge: Highlights from The Data Edge

Megan Nicholls

Partner

March 31, 2026

The Bot Said It Was Fine: The Perils of AI-Generated Legal Advice for Dealers and Finance Companies

Megan Nicholls

Partner

January 23, 2026

Consumer Financial Services Bites of the Month Annual Review

Eric L. Johnson

Partner

January 13, 2026

CFS Bites of the Month – 2025 Annual Review – Fintech

Catherine M. "Cathy" Brennan

Partner

October 08, 2025

State Watch: Consumer Protection Enforcement Update

Anastasia V. Caton

Partner

September 30, 2025

Nebraska AG Sues Major Auto Manufacturer over Alleged Unauthorized Data Sharing

Eric D. Mulligan

Counsel

September 30, 2025

The Hudson Cook Usury Monitor – A Publication of Recent Usury and Finance Charge Cases – Summer 2025

Clayton C. Swears

Partner

August 25, 2025

Consumer Financial Services Bites of the Month – August 20, 2025 – “August is Over CFPB”

Justin B. Hosie

Partner

August 21, 2025

Eleven Hudson Cook, LLP Attorneys Recognized in The Best Lawyers in America® 2026

June 04, 2025

New Texas Law Offers Financial Institutions an Innovation-Friendly AI Framework

Mark D. Metrey

Associate